Joydeep Ghosh, Sanjay Kumar Singh And Bindisha Sarang

Stories by Joydeep Ghosh, Sanjay Kumar Singh And Bindisha Sarang

Time to make tax-saving investments

Time to make tax-saving investments

Rediff.com   28 Dec 2020

Tax planning should not be left for March. If you do so, you could face a severe cash crunch in that month, warns Sanjay Kumar Singh.

Want high-value health insurance? Read this

Want high-value health insurance? Read this

Rediff.com   24 Dec 2020

Some of these plans will weigh on your pocket. The increase in premium could also be large as you grow older.

Time to tweak your personal financial plans

Time to tweak your personal financial plans

Rediff.com   23 Dec 2020

Once the new rules kick in, you will have less cash-in-hand and may feel tempted to scale back on savings and investments.

Joint loan with relative can boost chances of approval

Joint loan with relative can boost chances of approval

Rediff.com   22 Dec 2020

There can be as many as six co-applicants in a joint loan.

What 'Yes' or 'No' vote mean for Franklin Templeton investors

What 'Yes' or 'No' vote mean for Franklin Templeton investors

Rediff.com   21 Dec 2020

With a 'yes' vote, there is a more foreseeable outcome, while a 'no' could result in greater uncertainty, for which retail investors may not have the appetite.

Stay invested in gold for long-term benefits

Stay invested in gold for long-term benefits

Rediff.com   3 Dec 2020

Despite price correction, policies that support the yellow metal will remain in place in the foreseeable future.

Cyber insurance is a small price for protection

Cyber insurance is a small price for protection

Rediff.com   1 Dec 2020

Annual premiums do not exceed what you readily shell out for an OTT subscription.

Planning to buy a house? Do it soon

Planning to buy a house? Do it soon

Rediff.com   26 Nov 2020

If you are scouting for a property, finalise the deal within the next seven months and benefit from this measure, suggests Bindisha Sarang.

Buying cancer insurance? Read this

Buying cancer insurance? Read this

Rediff.com   20 Nov 2020

Bear in mind that the amount you get paid depends on the stage at which cancer is detected, reveals Sanjay Kumar Singh.

Want to avail LTC scheme tax benefit?

Want to avail LTC scheme tax benefit?

Rediff.com   16 Nov 2020

Only those who stick to the old I-T regime will get this benefit.

Want to invest in Corporate FDs? Read this

Want to invest in Corporate FDs? Read this

Rediff.com   5 Nov 2020

When looking for alternatives, consider several parameters -- your investment horizon and liquidity requirement, post-tax returns, and risk.

Is contactless payment safe?

Is contactless payment safe?

Rediff.com   26 Oct 2020

Almost all banks that issue contactless cards provide users with a 100 per cent liability cover.

How loan restructuring scheme can impact your finances

How loan restructuring scheme can impact your finances

Rediff.com   2 Oct 2020

The accumulated interest will increase the principal and you will have to pay a higher rate. Borrowers should take the restructuring plan only after they are convinced they have exhausted all other options.

What Sebi's multi-cap circular is all about

What Sebi's multi-cap circular is all about

Rediff.com   23 Sep 2020

The recent circular follows the 'true-to-label' concept, but large funds in the multi-cap category may be forced to merge in the absence of sufficient small-cap options.

IL&FS board faces challenges as resolution takes a Covid-19 knock

IL&FS board faces challenges as resolution takes a Covid-19 knock

Rediff.com   14 Sep 2020

With real estate valuations falling and other deals coming unstuck, the current management's improved target faces significant challenges.

Buying a used car? Read this

Buying a used car? Read this

Rediff.com   8 Sep 2020

Buying a used vehicle is a lot more complicated. Not only do you have to worry about its condition, you also have to think about whether the price you are offering is anywhere close to its true value, reveals Sanjay Kumar Singh.

Want to buy physical gold? Pick a digital platform for your investment

Want to buy physical gold? Pick a digital platform for your investment

Rediff.com   28 Aug 2020

While players like Paytm, MobiKwik, and PhonePe allow you to buy gold for Rs 1, Amazon Pay has kept the minimum amount at Rs 5. Digital gold is essentially an avenue for investing in physical gold.

Working from home? You may end up paying higher taxes this fiscal

Working from home? You may end up paying higher taxes this fiscal

Rediff.com   25 Aug 2020

The reimbursement components of your salary require you to furnish bills before they become tax-exempt. Producing them may be difficult this year.

No taxable income? But you may still have to file ITR

No taxable income? But you may still have to file ITR

Rediff.com   14 Aug 2020

Finance Act, 2019 has made it mandatory for certain categories of taxpayers to file their ITR, even though their income may be below the taxable threshold. read on to find the details.

ITR filing: All you MUST know about the new 26AS form

ITR filing: All you MUST know about the new 26AS form

Rediff.com   22 Jul 2020

While it is not clear whether the new form will be applicable from this year, some chartered accountants say that things can go both ways. The new deadline for filing ITR is November 30.